The Truth about owning a Smart Phone

truth behind smart phones

Smart Phones and their wireless carrier plans are expensive, most people just accept that it costs $250/month for your family to keep phones. In addition, smart phones have become so essential to our way of life now that it becomes easier and easier to justify large monthly payments and contracts. Wireless carriers are not much different than any other competitive market out there, they will be quick to highlight their best features and ignore their weaknesses. However, they cannot knowingly lie about a particular product or service in an advertisement. They just use careful wording and claims in ads. The actual differences between all the 4 major carriers, Verizon, AT&T, T-Mobile, and Sprint are granular and frankly, not really worth mentioning. The actual important factors are price of service and coverage where YOU live.

Smart phones such as the latest iPhone or Samsung Galaxy S series phone actually cost $750 to $950, however the wireless industry hides that sticker shock by masking the true cost of the phone with shady leasing plans or spreading the cost over the course of 18 to 24 months. The problem with this model is that there are hidden fees in the form of the insurance plans, upgrade fees, and extra taxes. After everything is said and done, you have paid thousands of dollars to your wireless carriers even though you never really needed or wanted the particular service and/or plan.

Best advice in every situation is to buy a cell phone slightly used on Swappa.com or Craigslist then drop a SIM card into it from your preferred wireless carrier. This way it gives you the opportunity to shop around and get the best price and best service for your particular area without being tied down to specific carrier's contracts and rules. If you have an issue with service or plan, you can easily switch without all these strings attached, potentially saving you a lot of money and heartache. Consumer Reports, a leading un-biased consumer advocate, has also confirmed that off-contract phones bought outside of the store will save hundreds of thousands of dollars.

If you are in the market for a phone, just follow these steps.

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